Lacy Katzen LLP has broad experience representing institutional lenders in residential real estate transactions. We have represented credit unions, mortgage bankers, commercial banks and savings banks with respect to portfolio loans and secondary market sales, including sales to governmental entities (GNMA, FNMA and FHLMC). Our experience encompasses traditional first mortgage loans (including commercial loans, FHA insured loans and VA guaranteed and SONYMA loans) as well as more sophisticated financing structures including multi-creditor participation, leasehold mortgages, wrap-around mortgages and subordinated debt.