Lacy Katzen LLP represents insurance policy holders in disputes with their insurance carriers. Unlike most firms, we represent the consumer. We do not represent insurance companies. After keeping their end of the bargain by paying high insurance premiums, many consumers find their insurance company is unwilling to pay their legitimate claims.
Claims against property insurers, liability insurers, life, medical and disability insurers who have wrongfully denied your claim are usually based in breach of contract or a claim that the insurance company is acting in bad faith. We have experience pursing insurance carriers who have wrongfully denied legitimate claims for fire, water and storm damage to homes and business property, business interruption claims, denial of benefits under life insurance policies and even farmers who have been denied benefits for crop loses. We have pursued insurance companies for breaching their duty to defend their policy holders against liability claims and have undertaken bad faith actions against insurance companies that have negligently failed to defend claims resulting in large judgments against their policy holders.
If your insurance company has denied your claim, has issued a "reservation of rights" (which means it is reserving the right to deny your claim) or has requested to take your testimony at an "examination under oath" you should contact an attorney. Jacqueline M. Thomas, Esq. has a unique perspective into these cases since prior to joining our firm in 1994 she handled arson defense, insurance defense and insurance coverage disputes for numerous insurance companies. She much prefers working to protect the interests of wronged insurance consumers. Feel free to contact her at jthomas@lacykatzen.com or 585.324.5717.