In New York State, there is a minimum No-Fault insurance coverage of $50,000 required for all automobiles. This coverage pays a person injured during the use and operation of an automobile for medical treatment, loss of wages and other expenses associated with an accident, regardless of who caused the accident. This coverage also applies to a pedestrian hit by a car or motorcycle.
However, unlike automobile drivers and pedestrians, motorcyclists and their passengers do not have access to No-Fault insurance coverage and are often left responsible to pay for medical treatment, lost wages and other expenses associated with an accident. While a motorcyclist can file a lawsuit to seek compensation for injuries caused by the negligence of someone else, every motorcyclist should keep the following in mind to protect him or herself in the event of an accident:
If you have been injured in a car or on a motorcycle, please contact a personal injury attorney at Lacy Katzen LLP for a free consultation.